Sandeep Kumar Krishna
Dublin
Summary
AML/KYC/Prevention professional with 8 years of experience in global banking and financial services, specializing in customer due diligence, enhanced due diligence, transaction monitoring, sanctions screening, and suspicious activity reporting. Experienced in supporting periodic reviews, risk assessment, regulatory reporting, and high-volume case investigations.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Compliance Associate
REMITLY EUROPE LTD
Cork
2023.12 - Current
- Investigate and report potential money laundering, terrorist financing, and fraud cases in line with AML/CTF requirements.
- Perform enhanced due diligence on high-risk profiles and PEPs to support accurate risk assessment and compliance decisions.
- Prepare and file suspicious activity reports while completing quality checks on team submissions to ensure regulatory adherence.
- Review customer transactions across multiple regions to identify unusual activity, red flags, and potential financial crime indicators.
- Apply sanctions screening and risk-based controls to high-value transactions to reduce exposure to compliance risk.
- Maintain timely and accurate updates in internal systems, policies, and case records.
- Manage workload peaks and ad hoc tasks independently while maintaining operational continuity.
Checker Trading Operations
HSBC EDP (INDIA) PRIVATE LTD
Bengaluru
2021.06 - 2022.08
- Oversaw and authorized large-value trade finance transactions including LC, TT, and SWIFT payments while ensuring AML compliance.
- Verified high-value transactions using sanctions screening and risk mitigation controls.
- Reviewed internal reports to identify irregularities, fraud indicators, and compliance gaps.
- Supported policy enhancements and streamlined compliance workflows for transaction oversight.
- Coordinated with cross-functional teams to ensure accurate review, escalation, and resolution of exceptions.
- Ensured trade and payment processing adhered to internal procedures and regulatory expectations.
Project Consultant
ERNST & YOUNG GLOBAL LLP
Bengaluru
2021.03 - 2021.05
- Led project planning sessions to define scope, objectives, timelines, and resource allocation.
- Collaborated with cross-functional teams to align deliverables and support documentation requirements.
- Assisted in preparing compliance-related reports and project materials.
- Supported workflow coordination and stakeholder communication.
Process Associate
CAPGEMINI TECHNOLOGY SERVICES INDIA LIMITED
Bengaluru
2018.08 - 2021.03
- Coordinated cross-functional teams to deliver compliance documentation and performance reports.
- Supported trade and banking operations with document verification, screening, and process accuracy.
- Facilitated transition activities while maintaining continuity of AML-compliant processes.
- Conducted document scrutiny, verification, and screening in line with internal policies.
- Participated in UAT testing for compliance system upgrades and supported process improvement activities.
- Trained new team members on process controls and operational best practices.
- Acted as the first point of contact for the US MUFG team and supported the local team in the manager’s absence.
Transaction Processing Specialist
JP MORGAN CHASE PVT. LIMITED
Bengaluru
2015.10 - 2018.08
- Conducted customer due diligence and periodic reviews for global clients in line with KYC and AML requirements.
- Performed enhanced due diligence and document verification for high-risk clients.
- Processed and authorized cross-border payments and trade documents in accordance with LC terms and compliance standards.
- Collaborated with cross-functional teams to obtain KYC documents and resolve CDD queries.
- Supported internal audits and regulatory reviews by providing documentation and responding to compliance inquiries.
Education
MSc in Finance -
National College of Ireland
2023-01
Bachelor of Commerce - Accountancy
Bangalore University
2015-01
Skills
- AML/KYC compliance
- Customer due diligence and enhanced due diligence
- Transaction monitoring and suspicious activity reporting
- Sanctions screening and PEP review
- Periodic review and risk assessment
- Regulatory reporting and escalation
- Fraud detection and financial crime controls
- Cross-border payments and trade finance operations
- Data analysis using SQL and Excel
- Quality review and process adherence
- Client documentation and case investigation
- Internal controls and workflow optimization
Certification
• Specialist Certificate in Combating Financing of Terrorism, ICA
• Sanctions Compliance Boot-camp, including AML/KYC, FCA
• Bloomberg Market Concepts, Bloomberg
• International Financial Reporting Standard – IFRS. Completed as a part of a credit course.
• Sanctions Compliance Boot-camp, including AML/KYC, FCA
• Bloomberg Market Concepts, Bloomberg
• International Financial Reporting Standard – IFRS. Completed as a part of a credit course.
Accomplishments
• Awarded in RnR events for contribution toward the team's goals during peak time, managing volumes, and producing quality deliverables.
• Received appreciation from the onsite team for the exceptional contribution.
• Supported management in the smooth transition of employees from EY to HSBC.
• Received appreciation from the onsite team for the exceptional contribution.
• Supported management in the smooth transition of employees from EY to HSBC.
Languages
English
Telugu
Hindi
Timeline
Compliance Associate
REMITLY EUROPE LTD
2023.12 - Current
Checker Trading Operations
HSBC EDP (INDIA) PRIVATE LTD
2021.06 - 2022.08
Project Consultant
ERNST & YOUNG GLOBAL LLP
2021.03 - 2021.05
Process Associate
CAPGEMINI TECHNOLOGY SERVICES INDIA LIMITED
2018.08 - 2021.03
Transaction Processing Specialist
JP MORGAN CHASE PVT. LIMITED
2015.10 - 2018.08
MSc in Finance -
National College of Ireland
Bachelor of Commerce - Accountancy
Bangalore University