Sandeep Kumar Krishna
Dublin
Summary
Detail-oriented finance and compliance professional with 8 years in global financial services, experienced in transaction monitoring, sanctions screening, SAR filing, and remediation tracking across AML/CTF programs. Proficient in SQL and Advanced Excel for testing, reporting, and data integrity checks. Skilled at researching and analysing alerts, preparing stakeholder-ready reports and training materials, and maintaining compliance documentation to support audit readiness and regulatory adherence. Knowledgeable of AML and sanctions legislation (including EU/UK frameworks), experienced with foreign exchange and cross-border payment oversight.
Overview
11
11
years of professional experience
1
1
Certificate
Work History
Compliance Associate
REMITLY EUROPE LTD
Cork
12.2023 - Current
- Investigate and report potential money laundering, terrorist financing, and fraud cases in compliance with AML/CTF regulations; prepare detailed case reports and Suspicious Activity Reports (SARs) for regulators using transaction monitoring systems and sanctions screening tools.
- Perform Enhanced Due Diligence (EDD) on high-risk profiles and PEPs, collaborating with internal business lines to obtain supporting documentation and reduce customer-related risk.
- Conduct QA reviews on team SAR filings to ensure consistency, regulatory adherence and audit readiness.
- Review customer transactions across multiple regions to detect unusual or suspicious activity, escalate reportable cases, and monitor case aging to meet SLAs.
- Maintain issue and remediation documentation ensuring data integrity, accessibility, and readiness for internal and external reviews.
- Manage workload peaks and ad hoc investigation requests independently, meeting deadlines and maintaining operational continuity.
Checker Trading Operations
HSBC EDP (INDIA) PRIVATE LTD
Bengaluru
06.2021 - 08.2022
- Oversaw and authorised large-value trade finance transactions (LC, TT, and SWIFT payments), applying sanctions screening and risk mitigation controls to ensure AML compliance and reduce exposure.
- Verified high-value transactions and counterparties against sanctions lists and compliance controls to mitigate sanctions and AML risk.
- Reviewed internal reports to identify irregularities and potential fraud indicators; performed root cause analysis and recommended process improvements.
- Assisted in developing policy enhancements and streamlined compliance workflows for transaction oversight, supporting risk monitoring across product flows.
Project Consultant
ERNST & YOUNG GLOBAL LLP
Bengaluru
03.2021 - 05.2021
- Led project planning sessions to define scope and objectives, producing project timelines and resource allocation plans.
- Developed comprehensive timelines and resource allocation plans to track deliverables and risks.
- Collaborated with cross-functional teams to align project deliverables and produce stakeholder-facing documentation.
Process Associate
CAPGEMINI TECHNOLOGY SERVICES INDIA LIMITED
Bengaluru
08.2018 - 03.2021
- Coordinated cross-functional teams to deliver compliance documentation and performance reports, improving stakeholder engagement and clarity.
- Facilitated trade and LC operations transition to HSBC, ensuring AML-compliant processes remained uninterrupted during the migration.
- Conducted EDD for high-risk clients and prepared regulatory reporting (STRs, CDD reports) for global clients (MUFG), supporting remediation actions where required.
- Processed and authorised cross-border payments and trade documents adhering to LC terms and ICC compliance standards.
- Coordinated document requests and performed scrutiny, verification, and screening to ensure accuracy and compliance with internal policies.
- Participated in UAT testing for compliance system upgrades and trained new team members on AML best practices and operational procedures.
- Acted as senior analyst and first point of contact for the US MUFG team, guiding the local team in the manager's absence and ensuring continuity of operations.
Transaction Processing Specialist
JP MORGAN CHASE PVT. LIMITED
Bengaluru
10.2015 - 08.2018
- Conducted customer due diligence during client onboarding and periodic reviews per US and EMEA AML policies, contributing to risk monitoring and KYC governance.
- Performed client risk assessments using KYC and EDD protocols and prepared documentation to support internal audits and regulatory reviews.
- Collaborated with cross-functional teams to obtain KYC documentation and address CDD queries, improving remediation turnaround times.
- Supported internal audits and regulatory reviews by providing documentation and responding to compliance inquiries, ensuring findings were addressed.
Education
Master of Science -
National College of Ireland
Dublin, Ireland09-2022
Bachelor of Commerce - Accountancy
Bangalore University
Bengaluru, Karnataka06-2015
Skills
- AML / CTF compliance
- Transaction monitoring & SAR filing
- Sanctions screening & sanctions compliance
- KYC / CDD / EDD processes
- AML & sanctions legislation (EU/UK/US frameworks)
- SQL (data analysis)
- Advanced Excel
- UAT / testing of compliance systems
- Data integrity & documentation management
- Foreign exchange & cross-border payments
- Banking industry operations
- Research & investigations
Certification
• Specialist Certificate in Combating Financing of Terrorism, ICA
• Sanctions Compliance Boot-camp, including AML/KYC, FCA
• Bloomberg Market Concepts, Bloomberg
• International Financial Reporting Standard – IFRS (credit course)
• Sanctions Compliance Boot-camp, including AML/KYC, FCA
• Bloomberg Market Concepts, Bloomberg
• International Financial Reporting Standard – IFRS (credit course)
Timeline
Compliance Associate
REMITLY EUROPE LTD
12.2023 - Current
Checker Trading Operations
HSBC EDP (INDIA) PRIVATE LTD
06.2021 - 08.2022
Project Consultant
ERNST & YOUNG GLOBAL LLP
03.2021 - 05.2021
Process Associate
CAPGEMINI TECHNOLOGY SERVICES INDIA LIMITED
08.2018 - 03.2021
Transaction Processing Specialist
JP MORGAN CHASE PVT. LIMITED
10.2015 - 08.2018
Master of Science -
National College of Ireland
Bachelor of Commerce - Accountancy
Bangalore University
Accomplishments
• Recognized in RnR events for contribution toward the team's goals during peak time, managing volumes, and producing quality deliverables.
• Received appreciation from the onsite team for exceptional contribution.
• Supported management in the smooth transition of employees from EY to HSBC.
• Received appreciation from the onsite team for exceptional contribution.
• Supported management in the smooth transition of employees from EY to HSBC.