Suman Venkataramaiah
Dublin
Summary
Banking and Financial Services Professional with over 17 years of experience in Accounting, investments, wealth management, fund management, and banking operations. Seeking a challenging role in the banking and financial services industry.
Overview
20
20
years of professional experience
6
6
years of post-secondary education
Work History
Customer Store Representative
ARD Services Limited (Circle-K, Kilnamanagh-Dublin)
2 2023 - Current
- Cash handling: Handling cash transactions accurately, processing payments, and maintaining a balanced cash register, preparing cashflow statements.
- General book keeping, maintaining store accounts, General ledger entries, presenting store reports to management.
- Inventory and order management: Monitoring inventory levels, conducting stock checks, and placing orders to replenish merchandise as needed to maintain optimal product availability
- Handling customer complaints: Addressing customer concerns promptly and effectively, resolving issues to the satisfaction of the customer while upholding company policies and procedures
- Supervising and training new staff: Assisting in the training and development of new team members, providing guidance on store procedures, and ensuring adherence to company standards for excellence in customer service and operational efficiency.
- Contributed to inventory management, conducting regular stock checks and ensuring accurate records.
- Increased store revenue through effective product recommendations and upselling techniques.
- Assisted in loss prevention efforts with vigilant monitoring of the sales floor and prompt reporting of suspicious activity.
- Managed inventory control, cash control, and store opening and closing procedures.
- Reconciled daily sales transactions to balance and log day-to-day revenue.
BRANCH MANAGER
CATHOLIC SYRIAN BANK
07.2021 - 01.2022
- Directed and supervised branch operations, aligning strategies with organizational goals while fostering a culture of excellence and integrity
- Specialized Financial Services Leadership: Provided specialized leadership in private equity, fund management, hedge fund operations, and estate management, driving profitability and fostering trust among clients in Catholic Syrian Bank's offerings
- Financial Performance Optimization: Implemented strategies to optimize branch profitability, including effective cost management, revenue generation, and prudent risk assessment
- Financial Reporting and Analysis: Produced comprehensive quarterly and annual management accounts, conducting variance analysis to furnish invaluable insights into branch performance and inform strategic decision-making
- Leadership and Team Guidance: Led the branch team to achieve goals and deliver exceptional service, driving organizational success and ensuring stakeholder satisfaction
- Managed branch financials including budgeting, forecasting, and expense tracking for accurate reporting and decision-making support.
- Complied with regulatory guidelines and requirements.
- Generated financial and operational reports to assist management with business strategy.
- Championed process improvement initiatives that resulted in increased efficiency, improved service quality, or cost savings for the organization as a whole.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Developed strategic plans for day-to-day financial operations.
- Improved overall financial reporting by streamlining control processes and reporting structures.
- Created financial dashboards to provide insights into key performance indicators.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
BRANCH MANAGER
YES BANK LTD.
12.2019 - 05.2021
- Provided expert sales coaching to staff, fostering a dynamic sales culture and cultivating a vast network of professional connections to enhance business opportunities
- Crisis Management Proficiency: Demonstrated adept crisis management skills, swiftly resolving issues and mitigating risks to maintain operational continuity and ensure customer confidence
- Financial Controls Management: Oversaw comprehensive financial controls, including management of creditors, debtors, and payroll processing, ensuring accuracy and compliance with regulatory standards
- Effective Expenditure Budget Monitoring: Collaborated closely with project group managers to monitor expenditure budgets effectively, optimizing resource allocation and enhancing overall financial efficiency within the branch.
- Managed branch financials including budgeting, forecasting, and expense tracking for accurate reporting and decision-making support.
- Generated financial and operational reports to assist management with business strategy.
- Completed filings and upheld strict compliance with regulatory agencies and supervisors.
- Forecasted trends and recommended improvements based on financial risk analyses.
BRANCH OPERATIONS MANAGER
HDFC BANK LTD.
07.2013 - 12.2019
- Led rigorous auditing processes to maintain regulatory compliance, ensuring all operations adhered to legal standards, while also spearheading continuous training and development programs to enhance staff competency
- Generated financial and operational reports to assist management with business strategy.
- Established internal audit procedures to validate and improve accuracy of financial reporting.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Improved overall financial reporting by streamlining control processes and reporting structures.
- Utilized financial software to prepare consolidated financial statements.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
- Collaborated with C-level executives and stakeholders to develop long-term financial plans.
WEALTH MANAGER
PHILLIP CAPITAL INDIA PVT. LTD.
01.2008 - 07.2013
- Customized wealth management solutions by overseeing portfolios, conducting comprehensive financial analyses, and implementing risk mitigation strategies to optimize investment outcomes for clients
- Client Relationship Building: Cultivated strong and enduring client relationships through effective communication, market research, and strict adherence to regulatory compliance in investment services, ensuring client satisfaction and loyalty
- Market Research and Analysis: Conducted extensive market research and analysis to stay abreast of market trends, identifying lucrative investment opportunities and guiding clients towards informed investment decisions aligned with their financial goals
- Regulatory Compliance Assurance: Ensured compliance with regulatory requirements in investment services, maintaining transparency in all dealings with clients and regulatory bodies to uphold the reputation and credibility of the organization
- Performance Evaluation and Reporting: Monitored and evaluated investment performance regularly, providing clients with timely and accurate reports on portfolio performance, investment strategies, and recommendations for adjustments to optimize returns and mitigate risks.
EQUITY TRADER
MOTILAL OSWAL SECURITIES LTD.
08.2004 - 05.2007
- Nurtured strong client relations by providing personalized service, addressing inquiries, and ensuring smooth equity settlements, fostering trust and loyalty among clients
- Equity Settlements Expertise: Managed equity settlements with precision and efficiency, ensuring seamless transactions and timely delivery of assets to clients, thereby enhancing satisfaction and credibility
- Thorough Market Analysis: Conducted thorough market analysis, monitoring market trends, analyzing stock performance, and evaluating macroeconomic factors to inform strategic trading decisions and maximize returns
- Portfolio Risk Mitigation: Implemented risk mitigation strategies to safeguard client portfolios, including diversification, hedging, and monitoring of exposure limits, thereby minimizing potential losses and preserving capital
- Strategic Trade Execution: Executed trades strategically, leveraging market insights and technical analysis to capitalize on trading opportunities, optimize entry and exit points, and achieve optimal outcomes for clients' investments.
Education
MASTER OF BUSINESS ADMINISTRATION - ACCOUNTING & FINANCE
DBS COLLEGE
01.2022 - 04.2024
BACHELORS IN BUSINESS MANAGEMENT - Accounting And Finance
BANGALORE UNIVERSITY
01.2001 - 04.2004
Skills
Banking & Financial Services
Investments/Wealth Management
Branch Operations
KYC & AML
Account Management
Customer Relationship Management (CRM)
People Management
Team Management
Finance Industry Expertise
Strategic Financial Planning
Regulatory Compliance Mastery
Client Relationship Management
Risk Management Expertise
Innovative Problem-Solving
Enterprise Banking Software
Microsoft Office Suite (Excel, Word, PowerPoint)
Net Asset Value Calculation
Fixed Income Securities
Options Trading
Cash Management
Derivative Instruments
Accounting Principles
Foreign Exchange
Futures Trading
Investment Valuation
Investor Relations
Fund Accounting
Margin Calculations
Alternative Investments
Tax reporting
Portfolio Reconciliation
Equity Securities
Swap Transactions
Distributions Processing
Bank Reconciliation
Accounting and bookkeeping
Funds Management
Data inputting
Customer Relations
Tax Return Filing
General Ledger Entries
Financial Reporting
MS Office Suite
Financial Statements
Tax Preparation
Auditing
Cash Flow analysis
Accounts Payable and Receivable
Budget Analysis
General Ledger Management
General ledger accounting
Cash Flow Management
Financial Planning
Auditing procedures
Regulatory Compliance
Tax law understanding
Accomplishments
- Secured a €5 million new business, showcasing unparalleled acumen in business development and significantly propelling Catholic Syrian Bank towards its growth aspirations.
- Delivered exceptional results with a remarkable 30% year-over-year growth, elevating Branch AUM to an impressive €9.5 million at Yes Bank.
- Consistently upheld service excellence, surpassing a remarkable 98% in Branch Service Quality delivery at HDFC Bank.
- Successfully expanded client base by acquiring 500 new High Net Worth Individuals (HNI), driving growth at Motilal Oswal Securities Ltd.
Attributes
- Intellectual Curiosity
- Impeccable Analytical skills
- Resilience and Persistence
- Unwavering Professionalism
Timeline
MASTER OF BUSINESS ADMINISTRATION - ACCOUNTING & FINANCE
DBS COLLEGE
01.2022 - 04.2024
BRANCH MANAGER
CATHOLIC SYRIAN BANK
07.2021 - 01.2022
BRANCH MANAGER
YES BANK LTD.
12.2019 - 05.2021
BRANCH OPERATIONS MANAGER
HDFC BANK LTD.
07.2013 - 12.2019
WEALTH MANAGER
PHILLIP CAPITAL INDIA PVT. LTD.
01.2008 - 07.2013
EQUITY TRADER
MOTILAL OSWAL SECURITIES LTD.
08.2004 - 05.2007
BACHELORS IN BUSINESS MANAGEMENT - Accounting And Finance
BANGALORE UNIVERSITY
01.2001 - 04.2004
Customer Store Representative
ARD Services Limited (Circle-K, Kilnamanagh-Dublin)
2 2023 - Current