Martin Thoppil Joice
REGINA
Summary
Dynamic finance professional with proven expertise in financial reporting and risk assessment, honed at Bajaj Finance. Excelled in relationship building and operational banking, significantly enhancing credit operations. Demonstrated exceptional teamwork and financial analysis skills, driving business growth and operational efficiency.
Overview
8
8
years of professional experience
Work History
Junior Accountant
Calista Global
TRIVANDRUM,KERALA,INDIA
07.2017 - 10.2019
- Assisted with preparation of monthly financial statements.
- Prepared bank reconciliations on a monthly basis to identify potential discrepancies between company records and bank statements.
- Prepared journal entries and entered into system using Tally ERP.
- Reconciled month-end totals for timely and accurate reporting of financial information.
- Assisted in payroll administration by reviewing timesheets, calculating employee paychecks, and processing deductions for taxes or benefits.
- Provided support during audits by gathering requested documentation and answering questions from auditors.
Finance Intern
Hedge Equities Ltd
KOCHI,KERALA, INDIA
04.2020 - 07.2020
- Managed sensitive information responsibly, maintaining strict confidentiality standards.
- Collaborated with team members on financial projects, resulting in more efficient workflows and timely completion.
- Kept up-to-date on market trends, regulatory changes, and industry news to inform investment decisions.
- Improved investment strategies for clients by consistently monitoring and adjusting portfolio allocations.
- Evaluated portfolio performance and risk exposure to support client investment success.
Credit Officer
Bajaj Finance
PATHANAMTHITTA,KERALA,INDIA
11.2021 - 11.2022
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
- Conducted regular audits of credit files to ensure accuracy, completeness, and regulatory compliance.
- Multitasked, worked well under pressure and drove positive change to credit operations.
- Collaborated with cross-functional teams to develop improved credit strategies for business growth.
- Reduced errors in credit applications with thorough attention to detail and strong organizational skills.
- Coordinated with banks, legal, logistics and other teams on credit activities.
Culinary Assistant(part Time)
Compass Group
REGINA
05.2023 - Current
- Followed supervisor instructions to complete tasks on time.
- Enhanced kitchen efficiency by assisting with meal preparation and ensuring timely food delivery to customers.
- Operated standard kitchen equipment with focus on safety and sanitation.
Admin Clerk OR Grocery Clerk(part Time)
FRESHCO.LTD
REGINA
09.2023 - 01.2024
- Increased customer satisfaction with prompt and courteous service while addressing inquiries and concerns.
- Created welcoming environment for customer by greeting and assisting, as well as quickly responding to customer inquiries and needs.
- Stocked shelves and organized merchandise displays for easy retrieval.
- Used pallet jacks and hand trucks to move merchandise to sales floor for stocking.
Education
Post-Graduate Certificate - Supply Chain Management
Saskatchewan Polytechnic
REGINA12-2024
Post-Graduate Certificate - Business Management
Saskatchewan Polytechnic
REGINA12-2023
Bachelor of Commerce - FINANCE AND TAXATION
Mahatma Gandhi University
KOTTAYAM,KERALA,INDIA03-2017
Skills
- Relationship Building Skills
- Financial Liquidity Management
- Creditworthiness Analysis
- Risk Assessment
- Operational Banking Expertise
- Underwriting Assistance
- Sales experience
- Teamwork and collaboration
- Customer service
- Time management
- Accounting and bookkeeping
- Financial statements
- Financial reporting
Timeline
Admin Clerk OR Grocery Clerk(part Time)
FRESHCO.LTD
09.2023 - 01.2024
Culinary Assistant(part Time)
Compass Group
05.2023 - Current
Credit Officer
Bajaj Finance
11.2021 - 11.2022
Finance Intern
Hedge Equities Ltd
04.2020 - 07.2020
Junior Accountant
Calista Global
07.2017 - 10.2019
Post-Graduate Certificate - Supply Chain Management
Saskatchewan Polytechnic
Post-Graduate Certificate - Business Management
Saskatchewan Polytechnic
Bachelor of Commerce - FINANCE AND TAXATION
Mahatma Gandhi University