Laura Rawlinson
Dublin
Summary
I am a friendly, diligent, efficient, focused and highly motivated person. I have excellent interpersonal skills. I’m attentive - I listen and take instruction well. I work well within a team yet equally as comfortable working solo. I take pride in my work and always strive to achieve and give the best quality results at all times. I have a proven ability to process loan applications quickly and accurately. I am committed to maintaining up-to-date knowledge of industry regulations and economic trends that impact credit lending.
Overview
19
19
years of professional experience
Work History
Finance Ireland Leasing
2022.01 - Current
- Prepare written summaries outlining reasons for approving or denying loan requests.
- Analyze financial statements and credit reports to assess the creditworthiness of borrowers.
- Develop financial analysis reports and presentations by applying acquired financial principles.
- Determine appropriate risk rating based on analysis of borrower's financial profile.
- Collaborate closely with other departments, such as legal, accounting, operations, and sales.
- Assess customer compliance with regulatory requirements, such as Anti-Money Laundering policies.
- Participate in training sessions designed to enhance knowledge base for junior staff in products, policies, and procedures.
- Identify opportunities to improve processes related to customer onboarding, data reporting, and streamlining workload.
- Manage stocking facilities (end-to-end)
- Delegate workload for team and provide support when required.
New Business Administrator
Finance Ireland Leasing
2016.12 - 2021.12
- Loan document generating and issuing
- Cheque Issue Fulfillment
- Satisfying underwriting conditions
- Liaising with dealers/sales reps, advising of approval/outstanding documents
- Unit Stocking Management
- Initial arrears communications
- Restructure/Forbearance Implementation
- Underwriting preparation
- Adherence to policy & regulations
- Bank account reconciliation
- Member of the Social Committee & Company COVID-19 Contact Deputy
Commercial Cashier
AIB Bank
- Processing high value transactions
- Remitting cash to Head Office
- Managing/balancing impersonal accounts
Teller
AIB Bank
- Processing day to day banking transactions
- Balancing cash in a timely manner
Office Administrator
Lyons Financial Services
Dunboyne
2006.01 - 2007.01
- Dealing with Health Insurance queries
- Collating documents for Mortgage applications
- Submitting Mortgage applications to Lenders
- Communicating with clients
- General daily office duties
Student Officer
AIB Bank
2007.09 - 2016.12
- Assessment of Student Loans
- Preparation of proposals for underwriters
- Managing Student portfolio
- Managing arrears accounts
- Dealing with Societies and their mandates
Customer Service Official
AIB Bank
- Account opening (personal) and cross selling
- Managing ATM: cash reconciliation/maintenance, "On-call" for maintenance of ATM
- Account mandate changeover for signing instructions on accounts
- General banking queries
Advanced Foreign Exchange
AIB Bank
- Balancing multiple currencies
- Processing payments - Domestic & International
- Negotiating exchange rates for high value transfers
- Settling documentary collections
- General Foreign Exchange queries
Education
Secondary -
St Dominic’s College
Cabra, Dublin 7Skills
- Credit analysis
- Credit decision making
- Documentation Review
- Risk Mitigation
- Interpersonal Communication
- Task Prioritization
- Attention to Detail
Exams
- Professional Diploma in SME Credit
- FAB Accountant in Business (Part I)
- QFA Loans, Regulations and Savings & Investments
- Certificate in Mortgage Practice
Accomplishments
- Prefect in final school year
- St Dominic’s Debate Team member
- Winner of Bronze Gáisce President’s Award
- Winner of New Innovative Company - Transition Year Project
Hobbies and Interests
- Music concerts
- Cooking
- Listening to / reading books
- Puzzles
- Home décor
- Avid GAA fan
References
References available upon request.
Timeline
Finance Ireland Leasing
2022.01 - Current
New Business Administrator
Finance Ireland Leasing
2016.12 - 2021.12
Student Officer
AIB Bank
2007.09 - 2016.12
Office Administrator
Lyons Financial Services
2006.01 - 2007.01
Commercial Cashier
AIB Bank
Teller
AIB Bank
Customer Service Official
AIB Bank
Advanced Foreign Exchange
AIB Bank
Secondary -
St Dominic’s College
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