Inigo Paulraj
Dublin,Ireland
Summary
Detail-oriented financial professional with proven expertise in loan booking, funding coordination, payment processing, and reconciliation. Demonstrates strong analytical and problem-solving skills, ensuring accuracy and efficiency in financial operations. Proficient in using advanced systems such as Loan IQ, ACBS, Flexcube, and WSO to streamline processes, enhance compliance, and support operational excellence. Committed to leveraging expertise to drive organisational success, while continuously seeking opportunities for growth and development within the financial sector.
Overview
12
12
years of professional experience
2014
2014
years of post-secondary education
Work history
Team Manager
Cognizant Technology Solutions Ireland Private Limited
Dublin
09.2024 - 04.2025
- Company Overview: (European Based Bank)
- Spearhead servicing operations for syndicated, bilateral and agency loan portfolios, orchestrating advances, repayments, rate pricing, and fee administration.
- Coordinated daily client meetings to align loan operations with strategic financing needs.
- Analyze and interpret commercial loan agreements and documentation.
- Ensured smooth daily operations by tracking exception activity on bilateral and agency facilities and accurately posting all received and disbursed funds.
- Liaise with internal stakeholders and external clients on loan requirements and issues.
- Respond to escalation emails from external/internal Partners.
- Handling KPI Calls on weekly basis with the line of business Partners.
- Cash reconciliation of breaks and assist team in their queries.
- Maintaining the excel sheet of inflow of borrowing from the agent bank for the control check.
- Perform QC (Quality check) of transaction processed by team and validate them.
Team Leader
Cognizant Technology Solutions Ireland Private Limited
08.2022 - 08.2024
- Company Overview: (European Based Bank)
- (European Based Bank)
Team Leader
Cognizant Technology Solutions India Private Limited
06.2021 - 08.2022
Specialist
HCL
10.2019 - 06.2021
- Company Overview: (US Based Bank)
- Pre-Confirm settlements with internal and external counterparties.
- Process trade settlement information within deadlines and comply with all requirements.
- Worked on the position breaks.
- Make sure that all the notices which are being faxed through IHS Markit application and actioned without any delay.
- Communicate daily with counterparties and third-party venders to expedite timely settlement of trades.
- Provides effective training and development for staff members to perform daily tasks.
- Following up on actions for pending transactions/incorrect booking with trade team/bank/custody.
- Ability to self-manage in a high volume, fast-paced environment with strict deadlines.
- Monitored e-mail box for the team and to take responsibility of handling the escalations as well as being accountable for it.
- Handled FX fund related activities.
- Processing Prepayment, Repayment, interim interest and match the wires of the same.
- Processing transaction relating to the restructuring activity for Term loan and Revolving credit facility.
- Co-ordinating with the agent bank for the payments including Principal and Interest due.
- To reconcile and clear all the cash breaks which we receive from the agent bank for facility fee, interest amount and commitment/unused fees.
- (US Based Bank)
Senior Analyst
WIPRO
12.2015 - 09.2019
- Company Overview: (European Based Bank)
- Possess hands-on experience working with Loan IQ, managing loan servicing tasks and ensuring accurate processing within the system.
- Dealing with Term loan and Revolving credit loan facility.
- To process the new borrowing/drawdown requests after completing all necessary checks.
- To roll the existing loans on the maturity date.
- To check the different payment queues for ensuring all the outstanding payments or pending payments have been released on time or before cut off.
- Having the great exposures to work with three different teams such as, Bilat, Participation.
- Handling administration portfolio on wholesale and commercial lending operations.
- Working in ACBS (Advanced Commercial Banking System) and Intellimatch to process day to day operations.
- Process commercial loan transactions within the agreed timelines and accuracy.
- Understanding of loan documentation and new loan booking in ACBS.
- Working as a participated bank with agent.
- Handled KRI and KPI across all the past dues such as fees, Principal, interest and cash breaks.
- Cascading the SWIFT confirmation to the agent bank post remitting the payment.
- Approving/ verifying all the loan transactions in ACBS.
- Tracking of the transactions assigned and completion on time.
- Daily reporting of the documents processed and completed.
- I have worked with application such as ACBS, GBS, INTELLIMATCH, WSO.
- To reconcile and clear all the cash breaks which we receive from the agent bank for facility fee, interest amount and commitment/unused fees.
- Collecting the utilized, unutilized fees, amendment fees and interest from the agent banks.
- (European Based Bank)
Assistant Manager
HDFC BANK
08.2013 - 11.2015
- Carrying out the critical activity of handling reconciliation of master cards.
- Successfully handled the direct banking complaints (Phishing and skimming).
- Taking the responsibilities to deliver the financial documents.
- Holding the responsibilities to delight the customer through handling mails.
- Releasing account statement to the customer.
- Handling high volumes of direct banking queries.
- Taking care of team escalations and the ad hoc mails.
Education
MBA -
St. Joseph's institute of Management
B. Com - undefined
St. Joseph's College
Higher Secondary - undefined
De. Britto Higher Sec School
SSLC - undefined
De. Britto Higher Sec School
Skills
- Loan Booking
- Funding Coordination
- Payment Processing
- Reconciliation
- Analytical Skills
- Problem-Solving
- System Proficiency
Custom
I hereby declare that the information furnished above is true to the best of my knowledge.
Personal Information
Timeline
Team Manager
Cognizant Technology Solutions Ireland Private Limited
09.2024 - 04.2025
Team Leader
Cognizant Technology Solutions Ireland Private Limited
08.2022 - 08.2024
Team Leader
Cognizant Technology Solutions India Private Limited
06.2021 - 08.2022
Specialist
HCL
10.2019 - 06.2021
Senior Analyst
WIPRO
12.2015 - 09.2019
Assistant Manager
HDFC BANK
08.2013 - 11.2015
B. Com - undefined
St. Joseph's College
Higher Secondary - undefined
De. Britto Higher Sec School
SSLC - undefined
De. Britto Higher Sec School
MBA -
St. Joseph's institute of Management
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