Francesco Huang

• Operate within the Independent Control Function, acting as a bridge between Business Lines and Support Functions to ensure robust credit management and operational control;
• Managing the onboarding of new credit products and structures, ensuring compliance and effective implementation of control frameworks;
• Maintain and update the credit product list, ensuring pricing conditions are correctly applied and changes tracked across the credit lifecycle;
• Coordinate with internal stakeholders for Pre-Funding Memos, approvals, conditions precedent/subsequent, and manage documentation across secured repositories;
• Oversee full credit lifecycle activities including covenant monitoring, insurance compliance, and facility approvals;
• Monitor and report on participations, both inbound and outbound, including fee calculations, drawdowns, and expiry tracking of guarantees and SBLCs;
• Manage full execution of payables and receivables submissions, including drawdown conditions, tenor calculations, and client coordination;
• Prepare ad-hoc business analytics, SWIFT confirmations, and client audit reports; key contact for Finance on regulatory credit reporting and utilisation.

• Analysed and monitored payment processes to identify risks and inefficiencies, implementing data-driven solutions to prevent disruptions and optimise workflow performance;
• Worked effectively with cross-functional design teams to create software solutions that elevated client side experience and significantly improved overall functionality and performance;
• Planned integral business operational strategies and policies through customers and markets analysis;
• Data Monitoring through SQL in order to identify singularities and inaccuracies in the Supply Chain;
• Analysed business processes to identify inefficiencies and recommended optimisation strategies for enhanced productivity.

• Ensured the accurate processing of direct debit payments from merchants on the platform, proactively monitoring transactions to prevent discrepancies, and resolving payment-related issues to maintain seamless financial operations and enhance merchant satisfaction;
• Primary interface for the Amazon Merchants providing phone, email and operational support governed by internal service level agreements;
• Coordinating with other internal departments such as Customer Service, Merchant Investigations, or Payments teams as required to resolve Seller's issues and questions;
• Addressing chronic system issues, providing process improvements, through the development of internal documentation;
• Maintenance of excellent performance metrics such as quality, productivity, first contact resolution, and attendance.

Regulatory Reporting Tasks (CAR and PSD):

• Processing the internal and external reconciliation for the Client Money;
• Maintenance of the Client Asset Reconciliation (CAR) Resolution Pack;
• Reporting of Policy issues and Breaches;
• Assistance in managing smooth client money audit process;
• Review of the month-end P&L and balance sheet;
• Processing the daily PSD Safeguarding reconciliation in line with the Payment Services Directive(“PSD”);

Business Support Responsibilities:

• Investigations on payments, returned wire and compliance;
• Leader of the Business Support Ireland Team and coordination of European departments;
• Reconciliation and Credit analysis of the Client Vostro Accounts;
• Management of Clients Online Platform;
• Management and Implementation of Forex Risk Protection Strategy.

• Investigations on payments and returned wire;
• Reconciliation/Credit Analysis of the Client Vostro Accounts;
• Investigations on the Compliance back-office queries;
• Management of Clients Online Platform;
• Management and Implementation of Forex Risk Protection Strategy.

• Financial Analysis on Italian listed companies;
• Drawing up business plans and information memorandum for Italian listed companies.

• Processing of Expense Reports for approvals;
• Gathering Data required to follow up cash advance balance on appropriate closing;
• Cost optimization analysis.