Summary
Overview
Work History
Education
Skills
Languages
Certification
Interests
Learning and Exploring new opportunities
Timeline
Generic

Dare Odeyemi

Dauda
Aberdeen

Summary

Solution-driven data analyst and data scientist with proven years of experience in data analytics, data mining, cost, credit, and product analysis, default analytics, & reporting. Utilizes data analytics in assessing business performance, developing cost-effective solutions, and leading efficient operations. Experienced in developing intricate algorithms based on deep-dive predictive modeling. Possesses excellent teamwork, and management skills and channels skillsets effectively towards solving problems and managing projects with complete accuracy and professionalism.

Overview

13
13
years of professional experience
2
2
Certifications
2
2
Languages

Work History

Manager, Credit and Data Analytics

Baxi By Onafriq
2021.06 - Current

· Crafting innovative credit decision strategies by seamlessly integrating expert experience with advanced statistical tools like SAS/SQL, Python, RStudio, and PowerBI and Excel. Proficiently analysing and scoring customers, ensuring precision and effectiveness in decision-making processes for secured and unsecured loans.

· Spearheaded the formulation, upkeep, and advancement of comprehensive credit collections strategies, ensuring their application across recovery logic deployment, auto-call at the due date, tele-collections, debt recovery agents, and foot recovery officers. This strategy has kept the default rate at 2.2% to date.

· Managed the entire credit projects and products as a product owner in an agile environment as a certified Product Owner and Scrum Master.

· Implementing approved changes to credit decisioning systems by coding, testing, and serving as the primary internal credit contact.

· Implemented IFRS9 debt provisioning standard for Baxi in line with regulatory requirements.

· Developed a credit product for SMSE, including Post Paid Services and BNPL, Consumer lending leading to a monthly gross transaction value of $10 million and consistent month-on-month growth.

· Managed a credit products and team to achieve an annual revenue of $2.41 million in credit facilities to support self-employed persons through expertise in industry knowledge, analytics, and credit policies with the use of tools like SQL, PowerBI, Python, machine learning, debt provisioning, and data manipulation.

· Innovated a credit process, resulting in a 75% reduction in monthly staff overhead costs and optimizing credit profits and still scalable as of today.

· Created an automated dashboard with SQL, Power BI, and DAX for presenting credit metrics to stakeholders and providing insights to the management team.

· Established product requirements for the Arrears Management System, automating the tracking of loans in default and auto-assigning them to collection agents or staff based on default ages to reduce roll and default rates and NPL at each level.

· Acted in compliance with GDPR, LESP, FCA regulations, and various data protection laws.

  • Developed and maintained relationships with customers and suppliers through account development.

Lead, Credit Automation Assurance

Renmoney MFB
2018.01 - 2021.06

· Orchestrated credit automation assurance, catalysing a 20.6% surge in loan disbursements, seamlessly transitioning from manual underwriting to full automation via Data Query language and Excel analytics.

· Spearheaded all credit automation processes, steering strategies to meet targets, fostering robust cross-functional relationships, and leading a skilled team.

· Foster strong relationships with participating teams, led and developed a skilled team, and established a robust rapport with the engineering team.

· Ensured stability, efficiency, and scalability of deployed solutions, offering strategic feedback to product and engineering teams.

· Enhanced the quality, reliability, and performance of credit risk solutions through rigorous testing and data analytics, achieving precision and accuracy.

Origination Consultant

StanbicIBTC Bank PLC
2010.11 - 2017.12

· Elevated branch transaction values by over $1.3 million monthly through adept management of KYC, Money Laundering, and account processes for personal and corporate customers.

· Significantly boosted NPS scores by expertly configuring Verve, Visa, and Master cards, processing reference letters, and handling status inquiries.

· Drove a remarkable $250K revenue increase for the branch by proactively engaging in sales, reactivating accounts, and ensuring seamless processing of corporate staff salaries, accompanied by consistently delivering SRA-proof reports on a weekly and monthly basis.

Education

Master of Science - Data Science

Robert Gordon University
United Kingdom
2001.04 -

Skills

SQL

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Languages

English

Yoruba

Certification

CSPO

Interests

Government and Economic Policies and

Learning and Exploring new opportunities

I am passionate about learning and constantly seek new opportunities, particularly in the realm of computer vision and analytics. I find great joy in exploring the cutting-edge developments in these fields, where technology intersects with visual perception and data analysis. Embracing the dynamic nature of these disciplines, I am committed to staying abreast of the latest advancements and leveraging my skills to contribute meaningfully to innovative projects. Exploring new opportunities in computer vision and analytics allows me to continuously expand my knowledge and stay at the forefront of technological advancements.

Timeline

CSM

2023-10

CSPO

2023-09

Manager, Credit and Data Analytics

Baxi By Onafriq
2021.06 - Current

Lead, Credit Automation Assurance

Renmoney MFB
2018.01 - 2021.06

Origination Consultant

StanbicIBTC Bank PLC
2010.11 - 2017.12

Master of Science - Data Science

Robert Gordon University
2001.04 -
Dare OdeyemiDauda