Ciarán Flood

• Cash Management: Execute daily reconciliation of branch machines and impersonal accounts, utilising detailed reports to ensure accuracy and mitigate discrepancies
• Operational Efficiency: Analyse machine performance data to identify and resolve issues, minimising customer transaction errors and improving overall branch efficiency
• Risk Mitigation & Compliance: Develop and implement comprehensive cheque verification procedures aligned with AML regulations, effectively detecting and preventing fraudulent activities while assessing individual cheque risk profiles.

• Cash Operations: Efficiently manage cash flow by accurately verifying, processing, and reconciling customer deposits, withdrawals, and payments ensuring optimal branch liquidity
• Electronic Funds Transfer: Execute electronic transactions (transfers, bill payments, wire transfers) with precision, strictly adhering to established procedures and security protocols to safeguards customer assets
• Client-Focused Sales: Proactively identify and capitalise on opportunities to cross-sell banking products and services, tailoring recommendations to individual client needs and financial goals
• Risk Management & Compliance: Maintain accurate cash balances and enforce stringent security measures, mitigating risk of financial loss, fraud, and unauthorised access while ensuring full compliance with bank policies.

• Ensuring the regulatory compliance of customer accounts.
• Conducted keesing process to match provided information with existing records.

Sanctions

• Maintained adherence to regulations by using internal resources, specifically safewatch, to oversee the proper allocation of capital
• Implemented protocols to ensure secure transfer of funds between bank accounts.
• Enhanced efficiency by leveraging Factiva to cross-reference matches with PEP's, RCA's, SIP's, and Sanctioned Individuals.

Transaction Monitoring

• Monitored all account transactions including withdrawals and deposits.
• Analysed bank statements to track and categorize high-value money transactions.

Customer Risk Assessment (CRA)

• Implemented effective strategies to monitor high-risk individuals such as PEP's and criminals.