Summary
Overview
Work History
Education
Skills
TECHNICAL EXPOSURE
Extra curricular
Certification
Accomplishments
Timeline
Generic

Anand Kumar Choudhary

Summary

Seasoned Product Owner with 15+ years of experience in the cards and payments domain.

Expertise in merchant acquiring processes, including onboarding, transaction processing, funding and reconciliation.

Adept at product backlog management for digital assets such as online portals and API integrations, driving seamless delivery of innovative, user-centric solutions.

Passionate about enhancing user experience (UX) and design principles to create intuitive, customer-focused products that improve engagement and satisfaction while delivering business value.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Product Owner

Fiserv
11.2020 - Current


Leading the Data As A Service domain in the EMEA region, driving a series of product enhancements and upgrades across the following key solutions:

  • Identified and addressed critical invoicing challenges by spearheading the development of a scalable corporate invoicing system, supporting multi-currency and multi-jurisdiction invoicing, and VAT reporting. The solution reduced invoicing errors by 20% and accelerated time-to-market for new clients by 50%.
  • Empowered merchants by implementing a robust reporting solution that streamlined reconciliation processes and seamlessly integrated with ERP systems, delivering a 25% improvement in merchant data usability and a notable reduction in their operational costs.
  • Developed an intuitive portal dashboard offering real-time business insights for SMEs and Enterprise merchants. This solution boosted merchant engagement significantly and reduced customer support inquiries by 20%.


Key Responsibilities :

  • Product Innovation and Customer Focus: Identified and implemented product enhancements based on market research and client feedback, driving continuous improvement and aligning products with customer needs .
  • Strategic Leadership: Led product strategy and execution, defining roadmaps, prioritizing backlogs, and facilitating Agile ceremonies like PI Planning.
  • Team Development and Backlog Management: Mentored a team of business analysts, optimizing product backlogs for three scrum teams.
  • Cross-Functional Collaboration: Built strong partnerships with UI/UX designers, technical teams, and solution architects, facilitating workshops to align goals, reduce development time, and ensure efficient, high-quality product delivery.
  • Subject Matter Expertise: Provided technical guidance and domain expertise to ensure project success.

Senior Business Analyst

Infosys
09.2016 - 10.2020
  • Led the successful launch of the Merchant Portal application across EMEA, LATAM, and the Middle East, achieving a 30% adoption rate within the first six months
  • Expanded the Business Analyst team from 2 to 6 members , significantly increasing the team's capacity to handle complex projects and deliver high-value solutions
  • Collaborated with Product Owners to develop strategic roadmaps, aligning cross-functional teams to deliver innovative financial solutions
  • Led the transition from Waterfall to Agile methodologies , resulting in improved project efficiency and faster delivery cycles

Business System Analyst

Infosys Limited
06.2012 - 08.2016
  • Implemented automated card application processing for American Express, streamlining workflows and significantly enhancing efficiency through Kofax OCR implementation, resulting in a 30% reduction in manual work.
  • Spearheaded the requirements gathering initiative, focusing on both functional and non-functional aspects of document retention and archival, resulting in a 20% improvement in compliance adherence and a 10% reduction in document processing time .

Incident Support Analyst

Infosys Limited
01.2010 - 05.2012
  • Provided Level 1 and Level 2 support for end-user issues in the Production environment, ensuring swift issue resolution and minimizing operational disruptions across multiple regions, including US, EMEA, JAPA, and LAC .
  • Conducted root cause analysis of critical production issues, implementing targeted solutions that boosted system stability and reduced end-user downtime by 20% .

Education

Bachelors Of Engineering - Applied Electronics & Instrumentation Engineering

Biju Patnaik University
Odisha

Skills

  • Merchant Acquiring
  • Payment Card Processing
  • Product and Project Management
  • User Experience (UX)
  • Data Analysis and Reporting
  • Leadership and teamwork
  • Analytical skills

TECHNICAL EXPOSURE

  • Project Management: Jira, Confluence
  • Design: Miro, Figma
  • Analytics: Google Analytics, Hotjar
  • Data Analysis: Excel, SQL, Power BI, Qlik
  • API & Web Services
  • Spark, Kafka, AWS
  • MS Visio, MS Office Suit, Salesforce

Extra curricular

Personal finance and advisory Travelling

Certification

  • Certified Scrum Master (CSM) at Scrum Alliance
  • Banking and Capital Markets at Infosys
  • Cards and Payments at Infosys
  • Certified Technical Specialist at Kofax

Accomplishments

  • Achieved Infosys Spot Award for extraordinary performance with G1 rating in the project
  • Awarded Infosys Star Performer Award for the outstanding performance for a quarter.
  • Awarded Infosys Insta Award for providing innovation and ideas that accounted for business value add.

Timeline

Product Owner

Fiserv
11.2020 - Current

Senior Business Analyst

Infosys
09.2016 - 10.2020

Business System Analyst

Infosys Limited
06.2012 - 08.2016

Incident Support Analyst

Infosys Limited
01.2010 - 05.2012

Bachelors Of Engineering - Applied Electronics & Instrumentation Engineering

Biju Patnaik University
Anand Kumar Choudhary