Anand J
Visakhapatnam
Summary
Adaptable and open-minded analytical accounting expert with over 4 years of experience. Eager to join a respectable customer-oriented institution as a loan manager, utilizing advanced knowledge of loan processes. Detail-oriented and exceptionally organized with exceptional communication skills and a drive to exceed expectations on every assignment.
Overview
17
17
years of professional experience
Work History
Account Manager
GREENIZON AGRITECH CONSULTANCY PVT LTD
06.2021 - Current
- Loan application review:Analyze loan applications, including financial statements, credit reports, and collateral information to assess the borrower's creditworthiness and eligibility for a loan.
- Loan approval process:Make informed decisions on loan approvals based on established guidelines and risk parameters.
- Portfolio management:Monitor and manage existing loan portfolios, tracking loan performance, identifying potential risks, and taking necessary actions to mitigate losses.
- Customer interaction:Build relationships with potential borrowers, answer questions about loan products, and guide them through the loan application process.
- Compliance oversight:Ensure adherence to all relevant lending regulations and compliance standards.
- Risk assessment:Evaluate the risk associated with each loan application and implement appropriate risk mitigation strategies.
- Loan structuring:Design loan terms and conditions that align with the borrower's needs and the bank's risk appetite.
- Documentation review:Verify all loan documentation is accurate and complete before loan disbursement.
- Collections management:Oversee the collection process for delinquent loans, including contacting borrowers and implementing recovery strategies.
- Team leadership:Manage and mentor a team of loan officers, providing training and support to ensure efficient loan processing.
- Bussiness Loans
- Unsecured Loans
- LAP
- Personal loans
Assistant Technology Manager
ATMA
11.2016 - 05.2021
- Company Overview: Previously working in a govt agency
- My job profile is to give training to farmers on new technologies in different crops Such as PADDY, SUGARCANE, GROUNDNUT, PULSES AND PLANTATION Crops
- Extension work is done in the villages on improved technologies like farm machinery and farming techniques which will decrease stress and saves time
- Improved hybrids for the ease and better income for the farmers
- Giving guidance to The farmer on how to grow plants organically without any fertilizers and pesticides
- Thus improving there livelihood in getting high prices to there produce
- Previously working in a govt agency
Marketing Officer
BIO SEED
01.2012 - 05.2016
- I worked as a marketing officer for 3 districts that is srikakulam, vijayanagaram, Visakhapatnam
- My job profile is do business with the Dealers, Distributors and with the farmers
- Regular farmer meetings are conducted in the village level and with the group of farmers
- We as a company undertook some activities like procurement of produce and linking them with wholesalers and stores
- Organically guiding the farmers in growing of different kind of vegetables and fruits
- Mega field days are conducted in the field with 1000 to 1200 farmers
- Government and horticulture seed business is done by meeting horticulture officers and Assistant Director of Horticulture
- Suggesting proper methods for cultivation
- Suggesting biological, mechanical, chemical methods of Pest and disease control
- Giving options for trading with the wholesalers, agents and liasoning the Farmers with different Traders in the district, outside the district or outside the state for better price of the farm produce
Sales Officer
KOTHARI FERTILIZERS AND PESTICIDES
01.2011 - 01.2012
- I WORKED AS A SALES OFFICER FOR FERTILIZERS, PESTICIDES AND BIO-PESTICIDES
- MY MAIN JOB IS TO FORM DEALER NETWORK AND THROUGH THEM MARKETING OF PESTICIDES AND BIO-PESTICIDES
- MY OTHER JOB ROLE IS TO CONDUCT FARMER MEETINGS, LEADING THE TEAM OF 4 FIELD ASSISTANTS, PESTICIDE DEMOS IN THE FARMERS FIELD
- GIVING PRESCRIPTION SLIPS ON VARIOUS PESTICIDES TO THE FARMERS
- GIVING KNOWLEDGE BASED TRAINING ON PESTS AND DISEASES TO THE FARMERS
Marketing Manager
COROMANDEL FERTILIZERS MURGAPPA GROUP
01.2008 - 01.2011
- I worked as a marketing manager in Retail stores
- I worked in more than 8 stores In AP and have crossed targets every year
- Boosted brand awareness and generated leads while managing internal and external marketing campaigns and programs.
- Collaborated with cross-functional teams to ensure consistent branding across all company touchpoints and communications channels.
Education
Master of Science - Agriculture extension Management
MANAGE
Hyderabad01-2017
B.Sc - Agriculture
Acharya Ng Ranga Agriculture University
01-2008
Skills
- Team Work
- Bussiness Loans
- Unsecured loans
- LAP
- Travel
- Time management
- Customer Engagement
Accomplishments
Achieved 5 crores business in a matter of 1 month , Highest target reached in a year among all the collegues
Additional Information
Project Work: Rural Agricultural Work Experience Programme (RAWEP) with support of progressive farmers on various crops like Paddy, Sugarcane, Vegetables, Brinjal, Tomato, Green-gram, Black-gram etc
Languages
Telugu
Native language
English
Proficient
C2
Hindi
Proficient
C2
Timeline
Account Manager
GREENIZON AGRITECH CONSULTANCY PVT LTD
06.2021 - Current
Assistant Technology Manager
ATMA
11.2016 - 05.2021
Marketing Officer
BIO SEED
01.2012 - 05.2016
Sales Officer
KOTHARI FERTILIZERS AND PESTICIDES
01.2011 - 01.2012
Marketing Manager
COROMANDEL FERTILIZERS MURGAPPA GROUP
01.2008 - 01.2011
Master of Science - Agriculture extension Management
MANAGE
B.Sc - Agriculture
Acharya Ng Ranga Agriculture University
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