Dedicated and organised financial professional with outstanding relationship-building and problem-solving skills. Driven to exceed expectations and operate effectively in fast-paced, high-pressure environments. Self-motivated team player adept at cultivating partnerships and building lasting relationships across all demographics and management levels. Dynamic and reliable with exceptional customer service and communication skills.
● Managed a portfolio of Mortgage accounts that were in arrears. Responsible for contacting customers about arrears and managing cases with sensitivity while maximising recoveries for the Bank.
● Prepared monthly management and regulatory reports to ensure compliance with all legal and regulatory requirements.
● Required to engage in negotiations with customers and solicitors to resolve disputes and come to mutually agreeable solutions.
● Prepared and delivered presentations for other areas of the Bank to highlight the work carried out in our area, build relationships and the profile of our department.
● Acted as team liaison with management during the set-up of AIB Arrears Support Unit.
● Led a team of five testers to develop and implement a new set of letters for the Mortgage Arrears Support Unit to meet the requirements of the financial regulator.
Worked within the Banks in house solicitors on the circuit court team managing personal loans and credit cards that had been referred for legal action
● Appointed CCMA Co-ordinator for my team following the introduction of the code of conduct on mortgage arrears by the financial regulator in 2010.
● Given responsibility for portfolio of complex cases due to my specialist knowledge and abilities in dealing with customers in sensitive situations.
● Appointed Team Leader for a team of 5 testers to prepare new suite of letters and procedures for CCMA.
● Contributed to policy and procedures manuals for both Circuit Court Team and Mortgage Arrears Team.