Kirti Bhalekar
Dublin
Summary
Seeking a challenging position in the finance industry to utilize extensive expertise in financial analysis, risk management, risk assessment, and compliance. Aim to drive strategic decision-making and optimize investment portfolios. Eager to contribute to organizational success and growth while continually enhancing skills in a dynamic and collaborative environment. Committed to delivering high-quality results and maintaining the highest standards of professionalism. Dedicated to staying abreast of industry trends and best practices to remain at the forefront of financial excellence.
Overview
5
5
years of professional experience
1
1
Certification
Work History
AML Analyst
IBM
Pune
03.2022 - 10.2023
- Customer Due Diligence (CDD): Conducted KYC reviews for new and existing clients, ensuring compliance with regulatory requirements.
- AML Investigations: Identified suspicious transactions to detect money laundering and financial crimes, initiating and escalating investigations as necessary.
- Risk Assessment: Assessed client risk based on business activities and financial transactions, implementing risk mitigation measures.
- Supporting in regular assessments of Politically Exposed Persons (PEPs), Relatives and Close Associates (RCAs), and individuals of Special Interest to guarantee necessary vigilance as mandated.
- Regulatory Compliance: Ensured compliance with AML/CFT regulations and updated bank policies accordingly.
- Transaction Monitoring: Analyzed high-risk transactions using monitoring tools to flag potential suspicious activities.
- Documentation and Reporting: Maintained meticulous records of KYC/AML activities, consistently achieving a 98% accuracy rate in documentation. Prepared and submitted regulatory reports as required, including Suspicious Activity Reports, ensuring compliance with regulatory standards and guidelines.
- Entities Worked on: Worked hands-on with diverse range of entities, including limited companies, clubs, associations, charities, societies, unincorporated partnerships, and sole traders.
- Application worked on: Fullserve, Salesforce, SOF Tool, and other requisite digital platforms.
Finance Associate
State Street Syntel Services Private Limited
Pune, India
02.2020 - 03.2022
- Net Asset Value (NAV) Calculation: Managed daily, weekly, and monthly NAV for investment funds, ensuring accuracy and compliance with accounting standards and regulations.
- Fund Administration: Maintained detailed records for diverse funds, portfolio companies, and related fund structures, while collaborating with clients and intermediaries as needed to ensure timely fulfillment of client requirements, including NAV reporting.
- Investment Products Analysis: Conducted analysis of equities, bonds, and derivatives to identify investment opportunities and risks for portfolio optimization, resulting in a 15% increase in portfolio returns over a six-month period.
- Performance Measurement: Analyzed portfolio performance against benchmarks, generating reports for senior management and clients.
- Accounting Management and Portfolios Reconciliation: Managed accounting for fund portfolios, including daily loan postings, expense tracking, financial statements, and investor queries. Ensured accurate recording of transactions through regular reconciliations and promptly addressed discrepancies.
- Risk Management: Assisted in identifying and managing investment risks through market trend monitoring and risk mitigation strategies.
- Regulatory Compliance: Stayed updated on financial regulations and best practices, ensuring compliance in NAV calculation and reporting processes.
Account Assistant
Kaypee Agro, Agricultural Equipment Manufacturer
08.2018 - 12.2019
- Financial Reporting: Assisted in preparing monthly, quarterly, and annual financial reports to provide insights into the company's financial performance, aiding in strategic decision-making.
- Invoice Processing: Managed the processing and verification of invoices, ensuring accuracy and timely payments to vendors, which streamlined the accounts payable process.
- Budget Management: Supported the finance team in preparing and monitoring the annual budget, tracking expenses against forecasts and identifying areas for cost-saving.
- Account Reconciliation: Conducted regular bank and account reconciliations to ensure the accuracy of financial records and identify any discrepancies for prompt resolution.
- Tax Compliance: Assisted in preparing and filing tax returns, maintaining compliance with local tax laws and regulations to minimize tax liabilities and penalties.
Education
Certification - Investment Banking Operations
Imarticus Training Institute
Pune12-2021
Bachelor of Commerce - Accounting And Finance
New Arts, Science And Commerce College
India06.2018
Skills
- Advanced knowledge of Microsoft Excel
- Microsoft Power Point
- Leadership skills
- Communication Skills
- Analytical Skills
- Knowledge of AML Regulations
- KYC
- Mutual Funds
- Equity: worked on hedge fund
- Capital Market
Affiliations
- Conducted process training sessions for new joiners
- Attended collaboration calls with clients for new process discussion
Certification
- Certification Course in Financial Accounting with Tally ERP, 2016
- Certification course in AML regulatory framework from Udemy, 2023
- Advance Excel Certification, 2022
Accomplishments
- Twice recipient of the "Titan of the Month" award in 2022 for maintaining zero-error efficiency over three consecutive months.
- Awarded "Champ of the Month" in December 2021 for exceptional project contributions, receiving the accolade twice for outstanding performance.
- Recognized with a "Reward and Recognition" in May 2023 for exceptional adhoc work and outstanding contributions to team success during the second quarter.
Languages
Marathi
Native language
English
Upper intermediate
B2
Timeline
AML Analyst
IBM
03.2022 - 10.2023
Finance Associate
State Street Syntel Services Private Limited
02.2020 - 03.2022
Account Assistant
Kaypee Agro, Agricultural Equipment Manufacturer
08.2018 - 12.2019
Certification - Investment Banking Operations
Imarticus Training Institute
Bachelor of Commerce - Accounting And Finance
New Arts, Science And Commerce College
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